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SAGE Realty Wants Prospective PA Homeowners To Understand the Value of Title Insurance

How Not Having Proper Title Insurance Can Compromise Ownership

There are a great many laws in place to protect homeowners and their properties in the state of Pennsylvania. Historically, property ownership has been one of the most significant privileges within a society, protecting one of the most valuable assets a person can have. Unfortunately, many people have found themselves in positions where they have had to fight long and hard to have their rights recognize and this issue is ongoing.

Over the last 24 years, the number of title claims has risen dramatically, and title insurance is always your best line of defense in the situations when your property rights may be called into question. Obtaining a clear title with your real estate purchase will notify you of any existing or future claims that may pose a threat to your rights over the property, and will protect you from many potential property rights related issues.

Title insurance is, therefore, one of the best ways to defend your rights as a homeowner. In fact, there are many scenarios in which title insurance is your only line of defense. If you are looking for a new home, there are a few things you should know.

  1. Title insurance protects you against other parties’ rights to a property you acquire.
  1. Deeds and mortgages can be forged, or otherwise handed over illegally, leaving you in a completely vulnerable position should claims be made.
  1. Some titles may be subject to a federal tax lien.
  1. Title insurance covers attorney fees and court costs, should they be necessary.
  1. An insured title presents fewer challenges when in the process of buying and/or selling.
  1. With title insurance, you are entitled to have the cost of losses recovered.
  1. Title insurance protects against the falsified claims of former-spouses.
  1.  the event that your home is destroyed, proper title insurance will reserve your rights over the land itself.

There are so many beautiful homes for sale in Philadelphia. Be sure that when you find the one that is right for you, you take measures to protect your rights to ownership.  Having title insurance allows you to rest at ease and enjoy your new sanctuary.

SAGE Realty is dedicated to making sure you have all the information you need while seeking out homes for sale in Philadelphia and its suburbs. Be in the know, thanks to the caring and knowledgeable real estate agents at SAGE Realty.

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Featured Testimonial

I moved to PA from Washington State and learned that realty is local. There were things that I thought I knew about buying a house previously but boy was I wrong. Linda was very patient with me but also did not hold back when she saw potential problems, and always made sure I had all the information I needed before making a decision and didn’t belittle concerns to just get a sale. Above all else, and this was the most important thing to me, Linda has a high ethical standard, is very transparent in her approach and is someone I trusted making one of the biggest decisions of my life. – A. Lindsay (Courtesy of Google)

 

Hear From Our Clients

  • "We were so pleased that a co-worker recommended someone in the area that she trusted. Boy, did we strike gold on all counts. You are amazing!"
  • "Instead of trying to take advantage of conflicts of interest, she puts the client's interests first."
  • "Linda is a hardworking, proactive and knowledgeable realtor. Throughout the process of finding and buying our new home, she was always responsive and kept us up to date on every detail."
  • "Linda and the group at Sage are the right fit. You won’t find more knowledgeable, prepared and professional agents."
  • "Linda and Tracey really know the Main Line area."
  • "Throughout the entire process we never doubted that she always had our best interests in mind. We wouldn’t consider anyone else when buying a home on the Main Line."
  • "From start to finish, Linda brought to bear a most helpful combination of experience, knowledge, attention and integrity on a somewhat complicated transaction. There was never any doubt that she represented our interests."
  • "Her knowledge of the area helped us quickly narrow our search and ultimately scored us an amazing home in an incredible neighborhood."
  • "It is hard to trust when you are not sure of the rules of the game. Working with Linda made us feel like we were family. Linda took her time to relay and explain everything in detail."
  • "Linda’s honesty and real estate savviness made for a wonderful home buying experience!"

Read more about what our clients have to say

Hear from our Clients

  • "We were so pleased that a co-worker recommended someone in the area that she trusted. Boy, did we strike gold on all counts. You are amazing!"
  • "Instead of trying to take advantage of conflicts of interest, she puts the client's interests first."
  • "Linda is a hardworking, proactive and knowledgeable realtor. Throughout the process of finding and buying our new home, she was always responsive and kept us up to date on every detail."
  • "Linda and the group at Sage are the right fit. You won’t find more knowledgeable, prepared and professional agents."
  • "Linda and Tracey really know the Main Line area."
  • "Throughout the entire process we never doubted that she always had our best interests in mind. We wouldn’t consider anyone else when buying a home on the Main Line."
  • "From start to finish, Linda brought to bear a most helpful combination of experience, knowledge, attention and integrity on a somewhat complicated transaction. There was never any doubt that she represented our interests."
  • "Her knowledge of the area helped us quickly narrow our search and ultimately scored us an amazing home in an incredible neighborhood."
  • "It is hard to trust when you are not sure of the rules of the game. Working with Linda made us feel like we were family. Linda took her time to relay and explain everything in detail."
  • "Linda’s honesty and real estate savviness made for a wonderful home buying experience!"

Read more about what our clients have to say

Sage Buyer Tips

Use Sage Buyer Tips to research the Main Line and stay up to date on real estate news. This online destination is chock full of resources for buyers and sellers: you can see our Main Line communities or explore Sage favorite places. Browse properties here and search other Main Line real estate. With Sage’s advice and experience, first-time buyers and those looking to upgrade can find homes best suited to their needs.