Sage Realty Offers Mortgage Advice When Looking for Homes for Sale in Wayne, PA

Sage Realty gives some great advice to potential home buyers regarding shopping for a mortgage for homes for sale in Wayne, PA.

Mortgage Advice When Looking for Homes for Sale in Wayne, PAWayne, PA – June 23, 2017 – Sage Realty, a team of Realtors dedicated to helping home buyers find their dream homes, offers advice on how to shop for a mortgage. Mortgages come in a variety of types, terms, and options, and to get the right deal, buyers need to make well informed choices.

The First Steps

Before buyers even contact a potential lender, they should take preliminary steps. Buyers should request copies of their credit report to ensure no erroneous reporting has taken place. They should also get to know the mortgage options that best meet their needs. The credit report review is best done about six months before loan shopping, as this gives buyers the chance to correct mistakes and take steps to improve their overall credit score.

Mortgage Options

As mentioned, mortgages come in a wide range of options that differ from one lender to the next. However, buyers should consider factors in these three categories:

  • Fixed Rate or Adjustable
  • Conventional or Government Backed
  • 15 Year or 30 Year Terms

Shopping Around Could Save a Lot of Money

Just as buyers would search for the best homes for sale in Wayne, PA, they should search for the best loan options. Doing so should have no adverse effects on credit scores if all inquiries are conducted within a short amount of time, typically between 14 and 45 days. Buyers should let lenders know they are shopping around, because many lenders are willing to adjust loan terms and rates to remain competitive. During the loan shopping phase, be sure to compare fees and closing costs as well as loan terms. Those fees could make a big difference in the cost of a loan.

To learn more regarding buying homes for sale, please contact the team at Sage Realty directly.

About Sage Realty

Sage Realty is dedicated to helping buyers find their dream homes for sale in Wayne, PA and surrounding communities. The Sage team has experience, both with homes in the area, and with the home buying process. With this experience and commitment, they guide buyers through each step, from the search to signing the final documents for their new homes.

Contact:

Linda Walters

37 West Avenue, Suite 103

(610) 687-4000

For more information, please visit: www.FindAHomeInPA.com

 

Featured Testimonial

I moved to PA from Washington State and learned that realty is local. There were things that I thought I knew about buying a house previously but boy was I wrong. Linda was very patient with me but also did not hold back when she saw potential problems, and always made sure I had all the information I needed before making a decision and didn’t belittle concerns to just get a sale. Above all else, and this was the most important thing to me, Linda has a high ethical standard, is very transparent in her approach and is someone I trusted making one of the biggest decisions of my life. – A. Lindsay (Courtesy of Google)

 

Hear From Our Clients

  • "We were so pleased that a co-worker recommended someone in the area that she trusted. Boy, did we strike gold on all counts. You are amazing!"
  • "Instead of trying to take advantage of conflicts of interest, she puts the client's interests first."
  • "Linda is a hardworking, proactive and knowledgeable realtor. Throughout the process of finding and buying our new home, she was always responsive and kept us up to date on every detail."
  • "Linda and the group at Sage are the right fit. You won’t find more knowledgeable, prepared and professional agents."
  • "Linda and Tracey really know the Main Line area."
  • "Throughout the entire process we never doubted that she always had our best interests in mind. We wouldn’t consider anyone else when buying a home on the Main Line."
  • "From start to finish, Linda brought to bear a most helpful combination of experience, knowledge, attention and integrity on a somewhat complicated transaction. There was never any doubt that she represented our interests."
  • "Her knowledge of the area helped us quickly narrow our search and ultimately scored us an amazing home in an incredible neighborhood."
  • "It is hard to trust when you are not sure of the rules of the game. Working with Linda made us feel like we were family. Linda took her time to relay and explain everything in detail."
  • "Linda’s honesty and real estate savviness made for a wonderful home buying experience!"

Read more about what our clients have to say

Hear from our Clients

  • "We were so pleased that a co-worker recommended someone in the area that she trusted. Boy, did we strike gold on all counts. You are amazing!"
  • "Instead of trying to take advantage of conflicts of interest, she puts the client's interests first."
  • "Linda is a hardworking, proactive and knowledgeable realtor. Throughout the process of finding and buying our new home, she was always responsive and kept us up to date on every detail."
  • "Linda and the group at Sage are the right fit. You won’t find more knowledgeable, prepared and professional agents."
  • "Linda and Tracey really know the Main Line area."
  • "Throughout the entire process we never doubted that she always had our best interests in mind. We wouldn’t consider anyone else when buying a home on the Main Line."
  • "From start to finish, Linda brought to bear a most helpful combination of experience, knowledge, attention and integrity on a somewhat complicated transaction. There was never any doubt that she represented our interests."
  • "Her knowledge of the area helped us quickly narrow our search and ultimately scored us an amazing home in an incredible neighborhood."
  • "It is hard to trust when you are not sure of the rules of the game. Working with Linda made us feel like we were family. Linda took her time to relay and explain everything in detail."
  • "Linda’s honesty and real estate savviness made for a wonderful home buying experience!"

Read more about what our clients have to say

Sage Buyer Tips

Use Sage Buyer Tips to research the Main Line and stay up to date on real estate news. This online destination is chock full of resources for buyers and sellers: you can see our Main Line communities or explore Sage favorite places. Browse properties here and search other Main Line real estate. With Sage’s advice and experience, first-time buyers and those looking to upgrade can find homes best suited to their needs.