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Sage Realty Highlights the Benefits of Using a Real Estate Agent to Buy a Home

It is now the ideal time to enter the real estate marketplace, as home prices are rising across the country and an increasing number of properties are being made available to eager buyers. A recent Federal Reserve Bank of New York 2015 SCE Housing Survey found that 68.3% of current renters would prefer owning a home, with 8.2% of saying they would like to buy within a year and 15.3% looking to buy over the next two years. Holding these buyers back is the difficulty in navigating the real estate marketplace without a qualified real estate agent. In this article, the Sage Realty team looks at the benefits of using a real estate agent to buy a home.

Real Estate Agents can Help Buyers Obtain a Mortgage

Real estate agents often have experience working with mortgage brokers. They can help buyers understand their available financing options and narrow down the available possibilities. This works to limit the number of problems buyers face when they encounter the financing stage of the purchase process. It also means that buyers have a full suite of information before they speak with their mortgage broker. In the best situations, real estate agents help clients “shop” for the best terms from the most reputable and reliable lenders.

Real Estate Agents can Work with Those who have Low Credit Scores

One stumbling block preventing many from buying their ideal home is a low credit score. However, a qualified real estate agent can not only guide clients on the available homes for sale in their area, but also help select properties that are available given their current credit score. A real estate agent might also be able to offer guidance on improving a credit score in the lead up to the purchase process. They can help future homebuyers understand the various market options regardless of credit score.

Real Estate Agents Can Help Buyers Understand Their Down Payment Options

Many buyers are under the misapprehension that a 20% down payment is required to purchase a property. This can often prevent them from entering into the marketplace. It is important to note that a down payment as small as 5% can be used to purchase a property. However, those using a smaller amount for a down payment requires assistance from their real estate agent to understand the dynamics of the purchase process and the additional interest costs they will face in future.

Guidance from a trusted real estate agent can help homebuyers secure their ideal property and reduce their long-term home ownership costs. It could be the ideal time to enter the marketplace. To learn more, contact the team at Sage Realty directly via 610-687-4000 or visit their business website at www.findahomeinpa.com.

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Featured Testimonial

I moved to PA from Washington State and learned that realty is local. There were things that I thought I knew about buying a house previously but boy was I wrong. Linda was very patient with me but also did not hold back when she saw potential problems, and always made sure I had all the information I needed before making a decision and didn’t belittle concerns to just get a sale. Above all else, and this was the most important thing to me, Linda has a high ethical standard, is very transparent in her approach and is someone I trusted making one of the biggest decisions of my life. – A. Lindsay (Courtesy of Google)

 

Hear From Our Clients

  • "We were so pleased that a co-worker recommended someone in the area that she trusted. Boy, did we strike gold on all counts. You are amazing!"
  • "Instead of trying to take advantage of conflicts of interest, she puts the client's interests first."
  • "Linda is a hardworking, proactive and knowledgeable realtor. Throughout the process of finding and buying our new home, she was always responsive and kept us up to date on every detail."
  • "Linda and the group at Sage are the right fit. You won’t find more knowledgeable, prepared and professional agents."
  • "Linda and Tracey really know the Main Line area."
  • "Throughout the entire process we never doubted that she always had our best interests in mind. We wouldn’t consider anyone else when buying a home on the Main Line."
  • "From start to finish, Linda brought to bear a most helpful combination of experience, knowledge, attention and integrity on a somewhat complicated transaction. There was never any doubt that she represented our interests."
  • "Her knowledge of the area helped us quickly narrow our search and ultimately scored us an amazing home in an incredible neighborhood."
  • "It is hard to trust when you are not sure of the rules of the game. Working with Linda made us feel like we were family. Linda took her time to relay and explain everything in detail."
  • "Linda’s honesty and real estate savviness made for a wonderful home buying experience!"

Read more about what our clients have to say

Hear from our Clients

  • "We were so pleased that a co-worker recommended someone in the area that she trusted. Boy, did we strike gold on all counts. You are amazing!"
  • "Instead of trying to take advantage of conflicts of interest, she puts the client's interests first."
  • "Linda is a hardworking, proactive and knowledgeable realtor. Throughout the process of finding and buying our new home, she was always responsive and kept us up to date on every detail."
  • "Linda and the group at Sage are the right fit. You won’t find more knowledgeable, prepared and professional agents."
  • "Linda and Tracey really know the Main Line area."
  • "Throughout the entire process we never doubted that she always had our best interests in mind. We wouldn’t consider anyone else when buying a home on the Main Line."
  • "From start to finish, Linda brought to bear a most helpful combination of experience, knowledge, attention and integrity on a somewhat complicated transaction. There was never any doubt that she represented our interests."
  • "Her knowledge of the area helped us quickly narrow our search and ultimately scored us an amazing home in an incredible neighborhood."
  • "It is hard to trust when you are not sure of the rules of the game. Working with Linda made us feel like we were family. Linda took her time to relay and explain everything in detail."
  • "Linda’s honesty and real estate savviness made for a wonderful home buying experience!"

Read more about what our clients have to say

Sage Buyer Tips

Use Sage Buyer Tips to research the Main Line and stay up to date on real estate news. This online destination is chock full of resources for buyers and sellers: you can see our Main Line communities or explore Sage favorite places. Browse properties here and search other Main Line real estate. With Sage’s advice and experience, first-time buyers and those looking to upgrade can find homes best suited to their needs.